发布: 2024/04/27 22:19 阅读: 615
According to the FDIC, thirty-two branches of Republic First Bank across the United States will resume operations under Fulton Bank starting next week.
据 FDIC 称,共和第一银行在全美的 32 家分行将从下周开始在富尔顿银行旗下恢复运营。
Regulators in the United States have closed Republic First Bank, based in Philadelphia, marking the first banking failure of 2024. This failure has sparked debate within the crypto community about promoting Bitcoin, Ether, and other altcoins, which have been severely affected by the news.
美国监管机构关闭了总部位于费城的共和第一银行,这是 2024 年首次银行业倒闭。这一倒闭引发了加密货币社区内关于推广比特币、以太币和其他山寨币的争论,这些货币受到了这一消息的严重影响。
CEO of Zesh Marius Martocsan shared an X post on April 26, stating, “Another bank just collapsed, the Republic First Bank. Yeah… I think I’ll stick to Bitcoin.”
Zesh Marius Martocsan 的首席执行官于 4 月 26 日分享了一条 X 帖子,表示:“另一家银行刚刚倒闭,共和国第一银行。是的……我想我会坚持比特币。”
On April 26, another X (formerly Twitter) user and crypto commentator, Randi Hipper, asked her 87,100 X followers how many more banks will fail before people start being their own bank.
4 月 26 日,另一位 X(前 Twitter)用户兼加密货币评论员 Randi Hipper 问她的 87,100 名 X 关注者,在人们开始成为自己的银行之前,还会有多少家银行倒闭。
FDIC Seizes Operations Of Republic First Bank
联邦存款保险公司 (FDIC) 接管共和国第一银行 (Republic First Bank) 的业务
On April 26, Federal Deposit Insurance was appointed receiver after the Pennsylvania Department of Banking and Securities seized its operations. According to an FDIC statement published on April 26, the insurance agency will assume nearly all deposits and acquire Republic Bank’s assets.
4 月 26 日,宾夕法尼亚州银行和证券部接管联邦存款保险公司业务后,该公司被指定为接管人。根据 FDIC 4 月 26 日发布的声明,该保险机构将承担几乎所有存款并收购共和银行的资产。
Per the balance sheet reported on January 31, 2024, Republic First Bank had approximately $6 billion in total assets and $4 billion in total deposits.
根据 2024 年 1 月 31 日报告的资产负债表,共和第一银行的总资产约为 60 亿美元,总存款约为 40 亿美元。
Moreover, the thirty-two branches of the bank were spread across New Jersey, Pennsylvania, and New York. These branches will resume operations under the banking umbrella of Fulton Bank. The operations will begin at the latest by the start of next week.
此外,该银行的三十二家分行遍布新泽西州、宾夕法尼亚州和纽约州。这些分支机构将在富尔顿银行的银行业务框架下恢复运营。运营最迟将于下周初开始。
Here’s How Cryptos Reacted To Republic’s Failure
以下是加密货币对共和国失败的反应
In early 2023, rumors of banking failures led to a significant increase in the price of Bitcoin in a short period. However, when the news confirmed that multiple banks failed, BTC took a sharp hit.
2023年初,银行倒闭的传言导致比特币价格在短时间内大幅上涨。然而,当消息证实多家银行倒闭后,比特币遭受了沉重打击。
Reports of the Republic’s First’s collapse hurt Bitcoin, which went down 1.16% to $62,715. However, the trades regained momentum and were trading at around $62,958 (at the time of writing), 2.20% down from the previous day.
关于 Republic First 倒闭的报道对比特币造成了打击,比特币下跌 1.16% 至 62,715 美元。然而,交易重新恢复势头,交易价格约为 62,958 美元(截至撰写本文时),比前一天下跌 2.20%。
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Source: Coinmarketcap
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资料来源:Coinmarketcap
Ether is also down by approximately 0.85% from the previous day and is currently trading at $3,115.60.
以太币也较前一日下跌约 0.85%,目前交易价格为 3,115.60 美元。
Source: Coinmarketcap
资料来源:Coinmarketcap
Around the same time, altcoins have also experienced a slightly higher decline in the same timeframe. Dogecoin has declined by 4.17%, trading at $0.1449. Solana has also decreased by 5.63%, trading at $136.15.
大约在同一时间,山寨币在同一时间范围内也经历了略高的跌幅。狗狗币下跌 4.17%,交易价格为 0.1449 美元。 Solana 也下跌了 5.63%,交易价格为 136.15 美元。
How The US Banking Industry Reacted
美国银行业如何反应
It’s a rough year for the industry. Republic First Bank’s failure is an eerie reminder of the early 2023 market downturn. The FDIC dealt with five banking failures in last year’s scare.
对于这个行业来说,这是艰难的一年。 Republic First Bank 的倒闭令人毛骨悚然地提醒人们 2023 年初的市场低迷。在去年的恐慌中,联邦存款保险公司处理了五家银行倒闭事件。
The failure of so many banks will substantially affect the country’s banking industry and the overall economy. Such shortcomings will also dampen customers’ trust in the country’s banking system.
如此多的银行倒闭将严重影响该国的银行业和整体经济。这些缺陷也将削弱客户对该国银行体系的信任。
In March 2023, the Federal Reserve announced the closure of Signature Bank to protect the U.S. economy and avoid systemic risk. The announcement came just a few days after the closing of Silicon Valley Bank. A week before that, another famous crypto-friendly bank, Silvergate Bank, announced that it would stop its operations and process voluntary liquidation.
2023年3月,美联储宣布关闭Signature Bank,以保护美国经济并避免系统性风险。这一消息是在硅谷银行关闭几天后发布的。此前一周,另一家著名的加密货币友好型银行 Silvergate Bank 宣布将停止运营并进行自愿清算。
Notably, First Republic Bank, a separate legal entity from Republic First, was acquired by an investment banking firm and a conglomerate, JPMorgan, in May 2023. It was acquired after the failure of initial recovery efforts.
值得注意的是,第一共和银行 (First Republic Bank) 是独立于共和第一 (Republic First) 的独立法人实体,于 2023 年 5 月被一家投资银行公司和摩根大通 (JPMorgan) 收购。该银行是在初步恢复努力失败后被收购的。